More than a decade ago, The Children’s Partnership teamed up with small business leaders to connect employees and their families to health coverage. While the portion of uninsured children has reduced since that time, workplaces continue to be an important place to engage families with information about how to get their children enrolled in health coverage. One in three uninsured children in California has a parent working for a small business, and many of them are eligible for no- or low-cost health coverage through Medi-Cal or for financial help through Covered California’s individual marketplace. That is why we have rejoined forces with small business leaders in California to make sure families have what they need to connect to care.
Because of certain provisions in the Affordable Care Act (ACA) that take effect this year, this is a critical time when more people, especially those in the small business community, will be paying attention to the legal landscape of how the ACA impacts small businesses and other employers, including the Employer Shared Responsibility Provision and the Small Business Health Options Program (SHOP). While small businesses—those with 49 or fewer full-time employees—are not required to provide health insurance for their workers, Covered California for Small Business can help many employers withfinancial assistance as well as health insurance options. Small businesses with 25 or fewer full-time employees have the opportunity to receive up to a 50 percent tax credit (35 percent for tax-exempt employers). Employers with 10 or fewer full-time employees qualify for the maximum credit. If they do not offer insurance, employers are encouraged to provide information to employees about affordable health coverage opportunities through Covered California and Medi-Cal. Given the important connection they have to eligible families, small business employers need tools and resources to educate their employees about coverage options for the entire
The Children’s Partnership worked with Small Business California, Small Business Majority, Health Law Guide for Business, The California Endowment, and Covered California to develop resources for small businesses to help their employees and families connect to coverage. Please share our flyer and paycheck envelope stuffer with small businesses in your community and encourage them to distribute information.
When children have health coverage, it benefits children, parents, and employers alike! Studies show that when children have health insurance, their parents are less stressed, miss fewer days of work, and are more productive.
If you act now, you can help connect families to coverage before Covered California’s open enrollment ends on January 31. There are also plenty of opportunities to connect individuals to health coverage year round through Medi-Cal, and eligible individuals can enroll in Covered California anytime if they experience a qualifying life event, such as having a baby, getting married, or moving.
Share this link with small businesses you know in your community: www.childrenspartnership.org/smallbusinessforkidshealth.